Most distributors in this category pay out 100% of streaming royalties, so "zero commission" is usually marketing noise. CD Baby is the exception that makes it meaningful: it keeps 9% of your digital distribution revenue, with the artist receiving 91%, and that applies to download and streaming revenue as well as SoundExchange collections. LUCY takes 0% on every plan. On a small catalog that's a modest difference. On a catalogue that keeps earning for years, it compounds — and unlike a subscription, a percentage never stops scaling with your success.
CD Baby keeps 9% of digital distribution revenue; the artist receives 91%. LUCY takes 0% commission on royalties, on every plan including Free. A percentage grows with your earnings; a flat subscription doesn't
CD Baby charges a one-time fee per release with no annual fee, which reads as the cheaper structure and sometimes is. The honest answer depends on two things: how often you release, and how much you earn. A single release that never earns much is cheap to distribute through CD Baby and always will be. A release that earns steadily for years pays that 9% forever, and at some point the commission outruns what a subscription would have cost. Work out roughly what your catalog earns annually before assuming either model wins — the crossover is different for everyone.
CD Baby: one-time fee per release, then 9% of digital revenue indefinitely. LUCY: Free, or $9.99/mo Pro, or $29.99/mo Label — 0% commission at every tier. The more your back catalog earns, the more a percentage costs you
CD Baby has no free tier, and its structure means every new release is a new fee. LUCY's Free plan distributes to 150+ platforms at no cost, and paid plans don't charge per release — so an artist putting out a single a month isn't paying a fee each time. For prolific releasers, per-release pricing is the cost that quietly adds up, and it's the one most people forget to model when comparing headline numbers.
LUCY Free: 150+ platforms, basic analytics, full Academy, $0. No per-release fees on any LUCY plan. Pro adds unlimited releases, advanced analytics, and priority support
We'd rather you make a good decision than an uninformed one. CD Baby has been around a long time, its per-release model genuinely suits artists who release rarely and earn modestly, and its publishing and royalty-collection services are well established. If you put out one record every few years and don't want a recurring subscription at all, a one-time fee plus 9% may cost you less in absolute terms than any monthly plan. The case for switching to LUCY gets stronger the more you release and the more your catalog earns.
Long-established distributor with mature publishing and collection services. One-time-fee model can suit infrequent releasers with modest earnings. The 0%-vs-9% gap matters most for growing catalogs and frequent releases